Do you offer financing?

We are pleased to offer financing on all of our fine jewellery, with flexible and creative plans available:

The first is 0% interest in-house financing, that allows for flexible payments by instalment, leading up to the day item is fully paid and ready for pick-up or shipping.

Purchase by Instalments

2,3 or 4 Payments with 25% down for most jewellery and rings that do not include a lab-grown diamond larger than 0.50 carats. We can work with you to customize a flexible, regular payment plan.  A $95 set-up charge will be added to your invoice.

Pay What You Can, When You Can Layaway

Deposit of 10% of total purchase ($500 minimum) and then pay what you can, when you can within an agreed number of months. There is no interest or admin fees or any extra charges, but your deposit is non-refundable. Payments within Canada must be made by cash, debit, check, bank draft or Interac online. Credit card payments are only accepted for U.S. and international clients. For financing, please contact sales@ftjco.com;  billing for financed projects is done through our online invoicing system, separate from this site.

Deposit + Instalments

Available only for engagement rings, diamond-set wedding bands, we offer financing for up to 50% of the value of your deposit.  So if your deposit is $2000, you can spend up to $3000 (tax included); for a $5000 deposit, you can spend up to $7500, and so on.

We will arrange terms and a customized payment schedule to suit you with a 90 day interest-free grace period as long as your monthly payments are made in full and without interruption.  Thereafter, interest rates vary from 1.5%-2% per month, depending upon the term of your financing.  Payments are automatically charged to your credit card.  

A $95 set-up charge will be added to your invoice.

For more information, please contact sales@ftjco.com;  billing for financed projects is done through our online invoicing system, separate from this site.

$0 Down & Less than 50% Deposit on Engagement Rings

We offer additional financing services through Flexiti Financial for people interested additional options for financing.  Flexiti has a 3.7 Google rating (as of this writing) and offers different plans to accommodate clients with requirements outside of the options above.  Flexiti offers different terms and rates depending on your credit rating.  For more information, please contact sales@ftjco.com.

Trade-in Gold

We offer credit against purchases for clients who have old gold jewellery.  It's a great way to make use of old chains and pieces that you don't wear and aren't sentimental.