Do you offer financing?

We are pleased to offer financing on all of our fine jewellery, with flexible and creative plans available:

The first is 0% interest in-house financing, that allows for flexible payments by instalment, leading up to the day item is fully paid and ready for pick-up or shipping.

 

Purchase by Instalments - Receive Your Item with a Minimum Down Payment  

Purchases up to $3000

2 Payments with at least 25% down.

- 2 equal payments auto-charged to your credit card.  30 and then 60 days after your item is ready.

 

Purchases from $3000 - $7,000

2 or 3 Payments with at least 50% down.

- Equal payments auto-charged to your credit card. Every 30 days after your item is ready until it is paid in full.

 

Purchases from $7000 - $10,000

2, 3 or 4 Payments with at least 65% down.

- Equal payments auto-charged to your credit card. Every 30 days after your item is ready until it is paid in full.

 

Over $10,000 - email sales@ftjco.com

All amounts are inclusive of applicable taxes.

We can work with you to customize a flexible, regular payment plan.  A $95 set-up charge will be added to your invoice for all of the above plans.

 

Pay What You Can, When You Can Layaway - Receive your item when it is fully paid

Deposit of

After your deposit is made, you may pay what you can, when you can within an agreed number of months (no more than 6-8 months). There is no interest or admin fees or any extra charges, but your deposit is non-refundable. If your item is not fully paid at the end of the agreed upon term, simple interest at the rate of 0.06333% per day (effective rate of 1.9% per month) will be charged on the outstanding balance.  If you choose the cancel your order, the amount you have paid, less any accrued interest charges, will be held as a store credit for six months from the date of your cancellation.

Payments within Canada must be made by cash, debit, check, bank draft or Interac online. Credit card payments are only accepted for U.S. and international clients. For financing, please contact financing@ftjco.com;  billing for financed projects is done through our online invoicing system, separate from this site.

 

Trade-in Gold

We offer credit against purchases for clients who have old gold jewellery.  It's a great way to make use of old chains and pieces that you don't wear and aren't sentimental.