It’s On Us
We decided to pay the first year of insurance for your ring, because we feel it’s important that your precious gift is properly protected, and covered against life’s (sometimes) unexpected twists.
All you need to do is fill out the application at the Jewelers Mutual Insurance—and be sure to get the receipt for your payment. We will then reimburse you the premium you paid, on all the rings we’ve made for you (when made with one of our certified gems).No matter how many rings you buy from us, we will always reimburse you the first year’s insurance premium. If you buy your engagement and wedding rings here with us, we’ll cover the wedding bands too.
We highly recommend getting your wedding bands insured with a specialty insurer like Jewelers Mutual (even if wedding bands by themselves are not included in this offer). For the peace of mind, and the sake of protecting your treasured memories, it just makes good sense.
Comprehensive Coverage
The best thing about using a specialty insurer like Jewelers Mutual is that the whole insurance and claim filing process is simplified, and designed especially for jewellery.
For example many people think that their jewellery is covered under their homeowner’s policy. Whereas the reality is that many policies limit coverage to only $3000—even worse you still have to pay your deductable, and filing a claim almost ensures your premiums will be increased in the next renewal.
Such insurance is also very unlikely to be handled by someone with specialized knowledge about jewellery. With a specialized insurer such as Jewelers Mutual, your case will be handled by specialized agents (for example trained gemmologists and jewellers).
It’s also likely that not all scenarios that could befall your precious jewellery—would be covered by more general insurance policies.
Jewelers Mutual Personal Insurance will cover your ring in cases of:
• Damage
• Loss
• Theft
• Mysterious Disappearance
This means you will be covered, no matter what happens to your designer FTJCo jewellery.
We Use Them As Well
The reason we recommend Jewelers Mutual is because we use their insurance to cover all our merchandise as well. We do not make any sort of commission by recommending them—we simply feel that our customers should be in as good hands as we are.
They take care of us, and we think they should take care of you too.